Privacy Policy

Last Updated: June 1, 2023

At Stock Exchange Pakistan, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services, including when you authenticate via Google OAuth.

Important Notice

By using our website and services, you consent to the data practices described in this policy. If you do not agree with the terms, please do not access or use our services.

1. Information We Collect

1.1 Personal Information

When you register or authenticate through Google OAuth, we may collect:

  • Your name and email address (from Google account)
  • Profile picture (if provided by Google)
  • Google account ID
  • Location information (if permitted)
  • Contact information you provide separately

1.2 Financial Information

To provide stock exchange services, we may collect:

  • Trading history and preferences
  • Investment portfolio information
  • Transaction records
  • Market analysis preferences

1.3 Technical Information

We automatically collect certain information when you visit our website:

  • IP address and browser type
  • Device information and operating system
  • Pages visited and time spent on pages
  • Referring website addresses

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, maintain, and improve our services
  • To authenticate users via Google OAuth
  • To process transactions and send confirmations
  • To personalize your experience and provide content
  • To communicate with you about services, updates, and promotions
  • To monitor and analyze usage patterns and trends
  • To comply with legal and regulatory requirements

3. Google OAuth Data Usage

When you authenticate with Google OAuth:

  • We only access basic profile information (name, email, profile picture)
  • We do not store your Google password
  • We do not access other data in your Google account without explicit permission
  • You can revoke our access to your Google account at any time through your Google security settings

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These include encryption, access controls, secure servers, and regular security assessments.

5. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

6. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

  • Right to access and receive a copy of your data
  • Right to rectify inaccurate or incomplete data
  • Right to erasure (under certain conditions)
  • Right to restrict or object to processing
  • Right to data portability

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: privacy@stockexchangepakistan.com
Address: Finance & Trade Centre, Karachi, Pakistan

This Privacy Policy was last updated on June 1, 2023.

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Terms of Service

Last Updated: June 1, 2023

Welcome to Stock Exchange Pakistan. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.

Important Legal Notice

These Terms constitute a legally binding agreement between you and Stock Exchange Pakistan. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing or using the Stock Exchange Pakistan website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, you must not use our services.

2. Account Registration and Google OAuth

2.1 Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding contracts
  • Provide accurate and complete registration information
  • Comply with all applicable laws and regulations

2.2 Google OAuth Authentication

We offer Google OAuth for account authentication. By using this method:

  • You authorize us to access basic profile information from your Google account
  • You are responsible for maintaining the confidentiality of your Google account
  • You agree to notify us immediately of any unauthorized use of your account
  • We reserve the right to disable your account if we suspect unauthorized access

3. Services Description

Stock Exchange Pakistan provides:

  • Real-time stock market data and analytics
  • Trading platform access (for authorized users)
  • Financial news and market insights
  • Portfolio tracking and management tools
  • Educational resources about stock trading

4. User Responsibilities

You agree to:

  • Use our services only for lawful purposes
  • Not engage in any fraudulent or manipulative trading activities
  • Not attempt to circumvent security measures
  • Not interfere with the proper functioning of our services
  • Comply with all applicable financial regulations

5. Financial Disclaimers

Important financial disclaimers:

  • Past performance does not guarantee future results
  • Stock trading involves risk of financial loss
  • We do not provide financial advice
  • You are solely responsible for your trading decisions
  • Market data is provided "as is" without warranties

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Stock Exchange Pakistan or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Limitation of Liability

To the maximum extent permitted by law, Stock Exchange Pakistan shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

8. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Service.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on our website. Your continued use of our services after such changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Pakistan, without regard to its conflict of law provisions.

11. Contact Information

For questions about these Terms of Service, please contact us:

Email: legal@stockexchangepakistan.com
Address: Finance & Trade Centre, Karachi, Pakistan

These Terms of Service were last updated on June 1, 2023.

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